Real Estate Loans

With great benefits, flexible procedures and a competitive interest rate, anyone can get a housing loan to buy a house, build one, finance a ready-built real estate, or buy a piece of land.

Real Estate Loan Features:

  • Financing up to 100%.
  • Flexible loan ceiling to suit your needs.
  • Repayment period up to 30 years.
  • Ability to fix loan installment.
  • Special interest rate.
  • Grace period up to 3 months.
    • Repaying the grace period interest rates from the customer’s sources monthly.
    • The grace period interest rate is added to the loan credit monthly and is repaid along with the installments.
  • Life insurance.
  • Real estate insurance.
  • Ability to obtain a credit card free of issuance fees for the first year.
  • Ability to finance expatriates.
  • Ability to approve the family income for the loan.
  • Ability to purchase loans from other banks (Buyout Loans).
  • Possibility of real estate construction and renovation.


Required Documents:

  • Valid national ID for Jordanians.
  • Salary certificate / salary transfer undertaking / salary slip for the last month / bank account statement for the last 6 months / Social Security statement.
  • Land plan / site plan / construction license / registration deed / initial sale contract.
  • Commercial register / valid professional license / professional practice license.
  • Real estate estimation by the bank’s approved appraiser.


Provided Exemptions:

  • Exemption from loan grant commission of 1% for the first year.
  • Exemption from mortgage fees up to 1,500 JODs.
  • Exemption from registration fees up to 1,000 JODs.
  • Exemption from appraisal fees upon loan granting.
  • Exemption from life insurance fees.
  • Exemption from real estate insurance fees.

Extra Benefits:

  • Up to 15% discount from Istatieh Decorations.
  • Up to 35% discount from The One Furniture.

* Subject to the bank’s terms and conditions

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