With great benefits, flexible procedures and a competitive interest rate of 5.75%, anyone can get a housing loan to buy a house, build one, finance a ready-built real estate, or buy a piece of land.
First Housing Loan Offer
- Accredited public and private sectors (salary transfer).Loans granted to finance up to 100% of a ready-built or under-construction real estate (building) or buy land for up to 30 years.
- Retirees (Military, Civil, Social Security).Loans granted to finance up to 100% of a ready-built or under-construction real estate (building) or buy land for up to 30 years.
- Nonaccredited private sector (with or without salary transfer), business owners and vocation professionals.Loans granted to finance up to 85% of a ready-built or under-construction real estate (building) or buy land for up to 20 years, depending on the loan’s purpose.
- Expatriates and Jordanians living abroadLoans granted to finance up to 55% of a ready-built or under-construction real estate (building) or buy land for up to 10 years.
Exemptions:
- Exemption from application fees.
Housing Loan Benefits:
- 5.75% interest rate.
- Up to 3 months grace period.
- Life insurance for borrowers for the loan period.
- Read estate insurance.
- Possibility to buy out loans.
- Possibility to accept a second-degree mortgage on the property in favor of the bank.
- Pre-approved credit card issuance fee of issuance fees for the first year.
Extra Benefits:
- Up to 15% discount from Istatieh Decorations.
- Up to 35% discount from The One Furniture.
Note: Subject to the bank’s terms and conditions.
Housing Loan Through ID Offer
Loans granted to finance up to 50% of a ready-built or under-construction real estate (building) or buy land for up to 20 years for a competitive rate of 6.25%.
Housing Loan Benefits:
- 6.25 % interest rate.
- Up to 3 months grace period.
- Life insurance for borrowers for the loan period.
- Read estate insurance.
- Ability to buy out loans.
- Ability to accept a second-degree mortgage in favor of the bank.
- Pre-approved credit card issuance fee of issuance fees for the first year.
Extra Benefits:
- Up to 15% discount from Istatieh Decorations.
- Up to 35% discount from The One Furniture.
Note: Subject to the bank’s terms and conditions.