Real Estate Loans

With great benefits, flexible procedures and a competitive interest rate of 5.75%, anyone can get a housing loan to buy a house, build one, finance a ready-built real estate, or buy a piece of land.

First Housing Loan Offer

  • Accredited public and private sectors (salary transfer).Loans granted to finance up to 100% of a ready-built or under-construction real estate (building) or buy land for up to 30 years.
  • Retirees (Military, Civil, Social Security).Loans granted to finance up to 100% of a ready-built or under-construction real estate (building) or buy land for up to 30 years.
  • Nonaccredited private sector (with or without salary transfer), business owners and vocation professionals.Loans granted to finance up to 85% of a ready-built or under-construction real estate (building) or buy land for up to 20 years, depending on the loan’s purpose.
  • Expatriates and Jordanians living abroadLoans granted to finance up to 55% of a ready-built or under-construction real estate (building) or buy land for up to 10 years.

Exemptions:

  • Exemption from application fees.

Housing Loan Benefits:

  • 5.75% interest rate.
  • Up to 3 months grace period.
  • Life insurance for borrowers for the loan period.
  • Read estate insurance.
  • Possibility to buy out loans.
  • Possibility to accept a second-degree mortgage on the property in favor of the bank.
  • Pre-approved credit card issuance fee of issuance fees for the first year.

Extra Benefits:

  • Up to 15% discount from Istatieh Decorations.
  • Up to 35% discount from The One Furniture.

Note: Subject to the bank’s terms and conditions.

Housing Loan Through ID Offer

Loans granted to finance up to 50% of a ready-built or under-construction real estate (building) or buy land for up to 20 years for a competitive rate of 6.25%.

Housing Loan Benefits:

  • 6.25 % interest rate.
  • Up to 3 months grace period.
  • Life insurance for borrowers for the loan period.
  • Read estate insurance.
  • Ability to buy out loans.
  • Ability to accept a second-degree mortgage in favor of the bank.
  • Pre-approved credit card issuance fee of issuance fees for the first year.

Extra Benefits:

  • Up to 15% discount from Istatieh Decorations.
  • Up to 35% discount from The One Furniture.

Note: Subject to the bank’s terms and conditions.

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